Posts with tag 'Mortgage'
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Bend Oregon Real Estate | October 2025 Trends
A Cooler Fall Market Emerges for Bend Home Sales
October brought signs that the Bend real estate market is continuing to find balance as the year winds down. While closed sales and overall sold volume rose modestly from a year ago, several key indicators—such as new listings, pending sales, and median home price—show the market is cooling after a busy late-summer season. With homes taking longer to sell and buyers showing more caution, Bend's fall housing market reflects a shift toward more normal seasonal behavior after several years of atypical trends.
When comparing October 2025 to October 2024 for Bend single family home sales on less than an acre, the following changes can be noted:
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Median sales price down 3.1% to $770,000
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Closed sales
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Should You Sell Before the Holidays or Wait Until Next Year?
As the holidays approach, many Bend homeowners find themselves asking the same question: Should I list my home now or wait until after the New Year?
The truth is, there's no one-size-fits-all answer—but there are compelling reasons to consider making your move before the year ends.
Why Selling Before the Holidays Can Work in Your Favor
- Motivated Buyers Are Still Looking
Not everyone slows down for the season. Many buyers in Bend are relocating for work, making year-end moves to take advantage of tax benefits, or finally finding time to focus on their home search during the holidays. These buyers are serious—and they're often ready to make strong offers. - Less Competition Means More Attention
Inventory in
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The $280 Shift in Affordability Every Homebuyer Should Know
If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that's the 5th straight month where buying a home has started to get a little bit easier.
Let's break this down into real dollars, so you can see the difference this could make for you (and your move).
Monthly Payments Are Coming Down
One of the clearest signs of this shift is in monthly payments. The latest data from Redfin shows mortgage payments on a median-priced home are now $283 lower than they were just a few months ago (see graph below):
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Bend Premier Real Estate | October 2025 Newsletter
What's in the October 2025 Bend Premier Newsletter?
- Lower Mortgage Rates are Making a Difference
- Pumpkin Pancakes
- Get Spooky While Saving: Budget-Friendly Halloween Decor Ideas
- Carl Lake is a Little Known Hike
- 3 Advantages of Buying a Newly Built Home Today
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Bend Oregon Real Estate | September 2025 Trends
Lower Mortgage Interest Rates Are Making a Difference for Bend Home Sales
For many Bend real estate brokers, the first half of 2025 had mixed sales results. Home prices moderated, and inventory levels increased. With more homes on the market, buyers had more choices. However, high mortgage interest rates kept many would-be home buyers off the market. Home sales proceeded through the summer at a relatively lower pace than was typical for Central Oregon.
However, the market changed in September. In the beginning of September, mortgage rates dropped below 6.5%. This coupled with more motivation from
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